Insurance benefits

Life Insurance

This is a guaranteed issued policy whereby no employee can ever be turned down. In addition to providing life insurance, this policy accumulates a cash value which increases over time and can be taken out if you decide to cancel the policy.

Hospital Indemnity Policy

This will help negate most of your Out-of-Pocket deductibles. Most high deductible plans have a range from $3000 to $7500 per individual or family.

Accident Policy

This will allow you to file a claim when you are admitted overnight to a hospital. Regardless of the reason, once you are admitted to a hospital, you are qualified for the hospital indemnity claim payment, which ranges from $1500 to $5000 per payment.

Tele-Medicine

This will give your employees’ 24/7 access to Board Certified Doctors and registered nurses with NO Co-pays. This benefit can be used for your spouse and children as well.

Critical Illness

These policies can provide you with peace of mind by paying cash benefits to help cover expenses that are not covered by your major medical insurance. In the unfortunate event of a heart attack, stroke, cancer diagnosis or other critical events, this policy will pay out a pre-designated lump-sum to you and or your family.

Other Benefits

Include discounts on MRIs, Labs, X-Rays, and Behavioral Health Professionals with NO Co-pays, Bio-metric screenings all with No Co-pays, discounts on Vision, Dental, Massage Therapy, and Chiropractic, along with many other services without using your Major Medical Deductibles.